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FTC Refunds, DOJ Actions, and SEC Filings This Week

This week, learn about FTC refunds for scams, Justice Department efforts against high gas prices, and new SEC filings from well-known companies.

consumer protectionrefundsinvestmentsgas pricesftcsec

This week in 60 seconds

  • The FTC sent nearly $3 million to people deceived by a mortgage relief scam [5].
  • The FTC is returning over $10.9 million to victims of a credit repair pyramid scheme [5].
  • The Justice Department and FTC are investigating high gas prices [9].
  • Jersey Mike's Subs Inc. has filed with the SEC to sell securities to the public [4].

FTC issues $3 million in mortgage relief refunds

In one line: The Federal Trade Commission (FTC) is sending money back to people who were tricked by a mortgage relief company [5].

What happened

  • The FTC is returning nearly $3 million to consumers [5].
  • These consumers were harmed by the Golden Home Services, also called Home Matters USA, mortgage relief scam [5].
  • This company falsely promised to reduce people's mortgage payments [5].

Why it matters to you

  • If you were affected by this specific scam, you might receive a refund check.
  • It shows the government is working to get money back to people who have been scammed.

Quick facts

  • Who is affected: Consumers deceived by Golden Home Services/Home Matters USA mortgage relief scheme [5]
  • Amount: Nearly $3 million in total refunds [5]
  • How to act: Check for a payment if you were part of this specific scam [5]

FTC returns $10.9 million for credit repair fraud

In one line: The FTC is sending more than $10.9 million to consumers who lost money in a credit repair pyramid scheme [5].

What happened

  • The FTC is distributing over $10.9 million to people affected by a company called Financial Education Services (FES) [5].
  • This company also operated under names like United Wealth and others in a credit repair pyramid scheme [5].

Why it matters to you

  • If you were a victim of Financial Education Services or similar credit repair scams, you might get some of your money back.
  • This highlights that the FTC is actively fighting schemes that promise to fix your credit but are actually scams.

Quick facts

  • Who is affected: Consumers harmed by Financial Education Services (FES) and related credit repair schemes [5]
  • Amount: More than $10.9 million in total refunds [5]
  • How to act: Look out for a payment if you were a victim of this scheme [5]

Justice Department and FTC act on high gas prices

In one line: The Justice Department and FTC are working together to investigate possible illegal actions causing high gas prices [9].

What happened

  • The Justice Department's Antitrust Division and the FTC issued a public statement [9].

  • They are asking state attorneys general (the chief legal officers of a state) to help investigate antitrust (anti-competition) and consumer protection problems that lead to high gas prices [9].

  • They are closely watching petroleum markets and gas prices [9].

Why it matters to you

  • This means federal agencies are looking into why gas prices are high and if companies are acting illegally.
  • If you feel you are paying too much for gas, these efforts could lead to fairer prices.

Quick facts

  • Who is affected: Consumers who buy gasoline [9]
  • How to act: Stay informed, as these investigations aim to protect consumers from unfair pricing [9]

Jersey Mike's Subs prepares for public stock sale

In one line: Jersey Mike's Subs Inc. has filed paperwork with the U.S. Securities and Exchange Commission (SEC) to sell its stock to the public [4].

What happened

  • Jersey Mike's Subs Inc. filed a Registration Statement on Form S-1 with the SEC on July 2, 2026 [4].

  • This filing is a required step for a company to offer its securities (like stocks) for sale to the public for the first time [4].

  • The company plans to sell its securities as soon as possible after the registration statement becomes effective [4].

Why it matters to you

  • If you are interested in investing in known brands, Jersey Mike's Subs might soon be an option for you to buy shares in.
  • This process makes company financial information public.

Quick facts

  • Who is affected: Potential investors and the general public considering buying stock [4]
  • How to act: If interested in investing, keep an eye on SEC announcements for when the sale officially begins [4]

This weekly briefing is generated from publicly available materials (SEC, FTC, DOJ, CFPB, CourtListener) for informational purposes only and does not constitute legal advice. Verify details with the linked primary sources.

Sources

Every fact above links back to a primary source.

  1. 1.Amendment No. 2 to Form F-1 - SEC.govsec.gov
  2. 2.What's New - SEC.govsec.gov
  3. 3.tm264837-13_s1a - block - 40.3895637s - SEC.govsec.gov
  4. 4.S-1 - SEC.govsec.gov
  5. 5.consumer refunds - Federal Trade Commissionftc.gov
  6. 6.Pharmacy Benefits Managers (PBM) - Federal Trade Commissionftc.gov
  7. 7.Made in USA | Federal Trade Commissionftc.gov
  8. 8.IM Mastery | Federal Trade Commissionftc.gov
  9. 9.Antitrust Division | Press Releases - Department of Justicejustice.gov
  10. 10.U.S. Trustee Program - Department of Justicejustice.gov
  11. 11.District of Massachusetts | News | United States Department of Justicejustice.gov
  12. 12.Money Laundering, Narcotics and Forfeiture Section (MNF)justice.gov
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